Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It

Amazon.com Price: $69.84 (as of 12/05/2019 17:44 PST- Details)

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Description

An expose of insurance injustice and a plan for consumers and lawmakers to fight it

Over the last two decades, insurance has grow to be less of a safety net and more of a spider’s web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now incessantly try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to go into litigation.

Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the remainder of us can do to offer protection to ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a couple of bad employees. It’s the results of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm.

Citing dozens of stories of sufferers who were unfairly denied payment, Feinman explains how people will also be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly more hot- button issue.

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