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The Politics of Automobile Insurance Reform: Ideas, Institutions, and Public Policy in North America (American Government and Public Policy)

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Description

American state and Canadian provincial governments have dealt with abruptly rising auto insurance rates in different ways over the past twenty years, a difference many attribute to variances in political pressure exerted by interest groups such as trial attorneys and insurance companies. Edward L. Lascher, Jr., argues that we should believe two additional factors: the importance of politicians’ beliefs in regards to the potential success of more than a few solutions and the role of governmental institutions.

Using case studies from both sides of the border, Lascher shows how different explanations of the issue and different political structures impact insurance reform. In his conclusion, Lascher moves beyond auto insurance to attract implications for regulation and policymaking in other areas.

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