Unbanking of America

Amazon.com Price: $10.89 (as of 11/10/2019 12:37 PST- Details)

Categories: Banks and Banking, Books, Business and Money, Class, Economics, Financial Services, Industries, Politics and Social Sciences, Sociology, Subjects

Description
Amazon Customer Reviews

Description

“[A] startling and absorbing exposé . . . Required reading for fans of muckraking authors like Barbara Ehrenreich.”—Publishers Weekly, starred review

“Exceptional . . . thorough, and even gut-wrenching. A significant contribution.”—American Prospect

Why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did

What do an undocumented immigrant within the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are sufferers of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and source of revenue volatility has doubled during the last thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-source of revenue customers at the same time as serving only the wealthiest Americans.
Lisa Servon delivers a stunning indictment of The usa’s banks, along with eye-opening dispatches from inside a range of banking alternatives that have sprung as much as fill the void. She works as a teller at RiteCheck, a check-cashing business within the South Bronx, and as a payday lender in Oakland. She looks closely on the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of The usa by designing systems to creatively serve many people.

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Unbanking of America

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